approved, awaiting distribution
PHH Mortgage kickback settlement, closed August 11, 2026, when the $875 per loan goes out
Last checked July 5, 2026
PHH Corp. settled Munoz v. PHH Corp., a RESPA case alleging that PHH took kickbacks through captive reinsurance on private mortgage insurance, inflating premiums on loans originated between January 1, 2007 and December 31, 2009. Each verified qualifying loan pays a fixed $875, and that number does not shrink with the claim count. Heirs and assignees of the original borrower qualify too.
The Eastern District of California granted final approval December 19, 2025. Claims closed August 11, 2026.
Where it stands
Final approval is done, granted December 19, 2025. The claim window closed August 11, 2026.
Our source does not report payments as started. With approval behind it, the remaining steps are claim verification and mailing.
When checks usually go out
The wait after a deadline runs months, not weeks. Final approval comes first, an appeal period follows, and only then does the administrator validate claims and start distribution by check, direct deposit, or prepaid card. Approval came before the deadline here, which is unusual, so the appeal window has likely run. The administrator still has to match each claim to a 2007 to 2009 loan record.
If you filed
Save the confirmation number from your filing. Address and payment method changes go through the administrator, and that number is how they find you. Nobody can speed up your payment, and anyone selling that for a fee is after your money. To catch the next open settlement in time, the Payout app keeps a running list, and filing direct with the administrator stays free.
Questions about the PHH Mortgage Kickbacks settlement
When will the PHH Mortgage settlement pay?
No date has been published. The court approved the settlement December 19, 2025 and claims closed August 11, 2026, so verification and mailing are what remain.
How much is the PHH Mortgage settlement payment?
A fixed $875 per verified qualifying loan. The amount does not go down based on how many people filed.
Is the PHH settlement final?
Final approval was granted December 19, 2025 by the U.S. District Court for the Eastern District of California.
Missed this one?
32 settlements are still open this week. Payout finds the ones you are in and files them, free.